UTKSBranch Code: 002031

Utkarsh Small Finance Bank IFSC Code

DIGAPAHANDI Branch, GANJAM, GANJAM, ODISHA

Primary IFSC Code

UTKS0002031

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, DIGAPAHANDI branch in GANJAM, ODISHA is UTKS0002031. The MICR code for cheque clearance is 761762003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: DIGAPAHANDI
MICR Code: 761762003
City / District: GANJAM (GANJAM)
State: ODISHA
Postal Pincode: 761012

Full Branch Address

UTKARSH SMALL FINANCE BANK LTD.AT TEHSIL ROAD NEAR GURUKUL SCHOOL ASIKA RIAD DIGAPAHANDI DIST-GANJAM ODISHA PIN NO-761012, Pincode: 761012

Contact Details

Phone: +916814

How to Read IFSC Code: UTKS0002031

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002031Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0002031)

What is the IFSC Code for Utkarsh Small Finance Bank DIGAPAHANDI branch?

The IFSC Code for Utkarsh Small Finance Bank DIGAPAHANDI branch in GANJAM, ODISHA is UTKS0002031. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank DIGAPAHANDI branch?

The branch is located at: UTKARSH SMALL FINANCE BANK LTD.AT TEHSIL ROAD NEAR GURUKUL SCHOOL ASIKA RIAD DIGAPAHANDI DIST-GANJAM ODISHA PIN NO-761012, Pincode: 761012, GANJAM, ODISHA.

What is the MICR Code for Utkarsh Small Finance Bank DIGAPAHANDI?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank DIGAPAHANDI is 761762003.

How can I contact Utkarsh Small Finance Bank DIGAPAHANDI branch?

You can contact the branch at: Phone: +916814. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0002031?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '002031' represent the specific DIGAPAHANDI branch code.