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UTKSBranch Code: 002049

Utkarsh Small Finance Bank IFSC Code

GHANSAUR Branch, GHANSAUR MADHYA PRADESH, GHANSAUR MADHYA PRADESH, MADHYA PRADESH

Primary IFSC Code
UTKS0002049
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, GHANSAUR branch in GHANSAUR MADHYA PRADESH, MADHYA PRADESH is UTKS0002049. The MICR code for cheque clearance is 480762006.

Branch Fact Sheet & Electronic Routing Details

Branch Name
GHANSAUR
MICR Code
Postal Pincode
480997
Full Branch Address

UTKARSH SMALL FINANCE BANK LTD.BESIDES GHANSORE GOVERNMENT HOSPITAL GHANSORE DIST-SEONI MADHYA PRADESH-480997, Pincode: 480997

Contact Details
Phone: +917692

How to Read IFSC Code: UTKS0002049

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002049Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0002049)

What is the IFSC Code for Utkarsh Small Finance Bank GHANSAUR branch?

The IFSC Code for Utkarsh Small Finance Bank GHANSAUR branch in GHANSAUR MADHYA PRADESH, MADHYA PRADESH is UTKS0002049. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank GHANSAUR branch?

The branch is located at: UTKARSH SMALL FINANCE BANK LTD.BESIDES GHANSORE GOVERNMENT HOSPITAL GHANSORE DIST-SEONI MADHYA PRADESH-480997, Pincode: 480997, GHANSAUR MADHYA PRADESH, MADHYA PRADESH.

What is the MICR Code for Utkarsh Small Finance Bank GHANSAUR?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank GHANSAUR is 480762006.

How can I contact Utkarsh Small Finance Bank GHANSAUR branch?

You can contact the branch at: Phone: +917692. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0002049?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '002049' represent the specific GHANSAUR branch code.

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