UTKSBranch Code: 002101

Utkarsh Small Finance Bank IFSC Code

BHITAHA Branch, WEST CHAPARAN, WEST CHAPARAN, BIHAR

Primary IFSC Code

UTKS0002101

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, BHITAHA branch in WEST CHAPARAN, BIHAR is UTKS0002101. The MICR code for cheque clearance is 845762019.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: BHITAHA
MICR Code: 845762019
City / District: WEST CHAPARAN (WEST CHAPARAN)
State: BIHAR
Postal Pincode: 845438

Full Branch Address

UTKARSH SMALL FINANCE BANK LTD.NEAR BHITAHA THANA POST CHILWANIYA BHITAHA DISTRICT -WEST CHAMPARAN BIHAR-845438, Pincode: 845438

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UTKS0002101

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002101Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0002101)

What is the IFSC Code for Utkarsh Small Finance Bank BHITAHA branch?

The IFSC Code for Utkarsh Small Finance Bank BHITAHA branch in WEST CHAPARAN, BIHAR is UTKS0002101. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank BHITAHA branch?

The branch is located at: UTKARSH SMALL FINANCE BANK LTD.NEAR BHITAHA THANA POST CHILWANIYA BHITAHA DISTRICT -WEST CHAMPARAN BIHAR-845438, Pincode: 845438, WEST CHAPARAN, BIHAR.

What is the MICR Code for Utkarsh Small Finance Bank BHITAHA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank BHITAHA is 845762019.

How to decipher the IFSC code UTKS0002101?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '002101' represent the specific BHITAHA branch code.