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VARABranch Code: 289004

Varachha Co-operative Bank Kadodra Branch IFSC Code: VARA0289004

Branch Code: 289004 | SURAT, SURAT, Gujarat

Primary IFSC Code
VARA0289004
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Varachha Co-operative Bank, Kadodra branch in SURAT, Gujarat is VARA0289004. The MICR code for cheque clearance is 395289005.

Branch Fact Sheet & Electronic Routing Details

Branch Name
KADODRA BRANCH
MICR Code
City / District
SURAT (SURAT)
State
Gujarat
Postal Pincode
394327
Full Branch Address

THAKORJI COMPLEX, KADODRA CHAR RASTA, KADODRA-394327, Pincode: 394327

Contact & Customer Care

How to Read IFSC Code: VARA0289004

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

VARABank Identifier

First 4 alphabetic characters identify Varachha Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

289004Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Varachha Co-operative Bank (VARA0289004)

Which bank does IFSC Code VARA0289004 belong to?

IFSC Code VARA0289004 belongs to Varachha Co-operative Bank for its KADODRA BRANCH branch, located in SURAT, Gujarat. The 4-letter prefix 'VARA' represents Varachha Co-operative Bank.

What is the IFSC Code for Varachha Co-operative Bank KADODRA BRANCH branch?

The IFSC Code for Varachha Co-operative Bank KADODRA BRANCH branch in SURAT, Gujarat is VARA0289004. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Varachha Co-operative Bank KADODRA BRANCH branch?

The branch is located at: THAKORJI COMPLEX, KADODRA CHAR RASTA, KADODRA-394327, Pincode: 394327, SURAT, Gujarat.

What is the MICR Code for Varachha Co-operative Bank KADODRA BRANCH?

The MICR Code for electronic cheque clearing at Varachha Co-operative Bank KADODRA BRANCH is 395289005.

How can I contact Varachha Co-operative Bank KADODRA BRANCH branch?

You can contact the branch at: Phone: +912616918211. For official national customer care, refer to Varachha Co-operative Bank's official banking channels.

How to decipher the IFSC code VARA0289004?

The first 4 characters 'VARA' represent Varachha Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '289004' represent the specific KADODRA BRANCH branch code.

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