VARABranch Code: 289028

Varachha Co-operative Bank IFSC Code

UTRAN Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

VARA0289028

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Varachha Co-operative Bank, UTRAN branch in SURAT, Gujarat is VARA0289028. The MICR code for cheque clearance is 394289002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Varachha Co-operative Bank
Branch Name: UTRAN
MICR Code: 394289002
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: 394101

Full Branch Address

SHOP NO. G-85 TO 87, GROUND FLOOR, SILVER BUSINESS POINT, NEAR VIP CIRCLE, UTRAN, SURAT-394101, Pincode: 394101

Contact Details

Phone: +912616918461

How to Read IFSC Code: VARA0289028

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

VARABank Identifier

First 4 alphabetic characters identify Varachha Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

289028Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Varachha Co-operative Bank (VARA0289028)

What is the IFSC Code for Varachha Co-operative Bank UTRAN branch?

The IFSC Code for Varachha Co-operative Bank UTRAN branch in SURAT, Gujarat is VARA0289028. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Varachha Co-operative Bank UTRAN branch?

The branch is located at: SHOP NO. G-85 TO 87, GROUND FLOOR, SILVER BUSINESS POINT, NEAR VIP CIRCLE, UTRAN, SURAT-394101, Pincode: 394101, SURAT, Gujarat.

What is the MICR Code for Varachha Co-operative Bank UTRAN?

The MICR Code for electronic cheque clearing at Varachha Co-operative Bank UTRAN is 394289002.

How can I contact Varachha Co-operative Bank UTRAN branch?

You can contact the branch at: Phone: +912616918461. For official national customer care, refer to Varachha Co-operative Bank's official banking channels.

How to decipher the IFSC code VARA0289028?

The first 4 characters 'VARA' represent Varachha Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '289028' represent the specific UTRAN branch code.