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Postal CodeOfficial Dataset
194109

PIN Code 194109 – Post Offices & Bank Branches

PIN Code 194109 is an official 6-digit Indian postal code serving Kargil district in Jammu & Kashmir. It covers 12 registered post office(s) under India Post (12 delivery, 0 non-delivery) and 4 commercial and public sector bank branch(es) operating within this postal routing boundary.

DistrictKargil
Post Offices12 (12 Delivery)
Bank Branches4 Branches (2 Banks)
Last verified with official postal records: 7 October 2026
Postal Circle: Jammukashmir Circle• Division: Leh Division
India Post Network

Post Offices in PIN Code 194109

List of official Department of Posts offices assigned to this PIN code.

All Kargil Post Offices

Bodhkharboo B.O

Branch Post Office
Delivery
Kargil Kargil Taluk, Kargil District, Jammu & Kashmir

Chiktan B.O

Branch Post Office
Delivery
Kargil Taluk, Kargil District, Jammu & Kashmir

Karamba B.O

Branch Post Office
Delivery
Kargil Taluk, Kargil District, Jammu & Kashmir

Khangral B.O

Branch Post Office
Delivery
Kargil Taluk, Kargil District, Jammu & Kashmir

Lochum B.O

Branch Post Office
Delivery
Kargil Taluk, Kargil District, Jammu & Kashmir

Safi B.O

Branch Post Office
Delivery
Kargil Taluk, Kargil District, Jammu & Kashmir

Samray B.O

Branch Post Office
Delivery
Kargil Taluk, Kargil District, Jammu & Kashmir

Shakar B.O

Branch Post Office
Delivery
Kargil Taluk, Kargil District, Jammu & Kashmir

Shargol B.O

Branch Post Office
Delivery
Kargil Taluk, Kargil District, Jammu & Kashmir

Tache B.O

Branch Post Office
Delivery
Kargil Taluk, Kargil District, Jammu & Kashmir

Wakha B.O

Branch Post Office
Delivery
Kargil; Kargil Taluk, Kargil District, Jammu & Kashmir

Mulbek S.O

Sub Post Office
Delivery
Mulbek Taluk, Kargil District, Jammu & Kashmir
Banking & Financial Institutions

Banks & IFSC Codes in PIN Code 194109

Commercial and public sector bank branches operating within Indian Postal Code 194109.

Regulatory Notice: Bank branches operate independently under Reserve Bank of India (RBI) licenses and are distinct entities from India Post postal operations.

MULBEK

Jammu and Kashmir Bank
JAKA0MULBIK

VILLAGE MULBEK, BLOCK SHARGOLE KARGIL PIN CODE 194109

MICR: 194051023+919419887250
KARGIL, JAMMU AND KASHMIR (194109)View Details

BODH KHARBOO

State Bank of India
SBIN0061713

STATE BANK OF INDIA BODH KHARBOO DISTRICT-KARGIL LADAKH ( UT)-194109

MICR: 194002007+919419299088
KARGIL, JAMMU AND KASHMIR (194109)View Details

GARKONE

State Bank of India
SBIN0064390

STATE BANK OF INDIA,MAIN MARKET,GARKONE,BLOCK -SOUDH,DIST.-KARGIL,UT - LADAKH 194109

MICR: 194002022+911985503002044
KARGIL, JAMMU AND KASHMIR (194109)View Details

SHARGOL

State Bank of India
SBIN0007750

DISTKARGIL, JAMMU AND KASHMIR 194109

MICR: 194002141
KARGIL, JAMMU AND KASHMIR (194109)View Details

Frequently Asked Questions – PIN Code 194109

Essential postal routing and banking answers for Kargil, Jammu & Kashmir.

What is the area and district for PIN code 194109?

PIN code 194109 is located in Kargil district, Jammu & Kashmir, India under the Jammukashmir Circle postal circle.

How many post offices operate under PIN code 194109?

There are 12 official post office(s) under PIN code 194109, comprising 12 delivery office(s) and 0 non-delivery office(s).

Which post office is the primary delivery office for 194109?

The delivery post office(s) serving PIN code 194109 include Bodhkharboo B.O, Chiktan B.O, Karamba B.O, Khangral B.O, Lochum B.O, Safi B.O, Samray B.O, Shakar B.O, Shargol B.O, Tache B.O, Wakha B.O, Mulbek S.O.

Are there bank branches located in PIN code 194109?

Yes, there are 4 bank branch(es) across 2 commercial/public bank(s) in PIN code 194109. You can find verified IFSC and MICR codes in the banking section below.

Official Data Provenance & Legal Attribution

The dataset is published under the Government Open Data License – India and permits lawful commercial use subject to the applicable license terms, including attribution, non-endorsement and exclusions.

Primary postal records are maintained by the Department of Posts, Ministry of Communications, Government of India. Banking data and IFSC codes are sourced from official Reserve Bank of India (RBI) notifications. Record verification timestamp: 7 October 2026.