Verified State Level Record
PMJDY in Jammu And Kashmir
Official Financial Inclusion and Pradhan Mantri Jan Dhan Yojana performance statistics for Jammu And Kashmir.
Reporting Reference
as on 30 September 2026
Ministry of Finance (DFS)
Total Accounts
0.26 Cr
25,53,576
Total Deposits
₹1,991 Cr
Avg: ₹7,796 / acct
Rural Accounts
83.3%
21,26,844
RuPay Debit Cards
65.5%
16,71,933 cards
Rural vs Urban Distribution in Jammu And Kashmir
Rural / Semi-Urban Centre Branches (83.3%)21,26,844
Urban / Metro Centre Branches (16.7%)4,26,732
Performance Relative to All-India Average
Rural Concentration
83.3%
National: 77.7%
Average Account Balance
₹7,796
National: ₹5,376
RuPay Card Penetration
65.5%
National: 70.1%
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Official Source: Department of Financial Services (DFS), Govt of IndiaVerified Weekly Reporting Cycle