Verified State Level Record
PMJDY in Jammu And Kashmir
Official Financial Inclusion and Pradhan Mantri Jan Dhan Yojana performance statistics for Jammu And Kashmir.
Reporting Reference
as on 21 October 2026
Ministry of Finance (DFS)
Total Accounts
0.25 Cr
25,49,674
Total Deposits
₹2,004 Cr
Avg: ₹7,861 / acct
Rural Accounts
83.2%
21,22,273
RuPay Debit Cards
65.7%
16,74,397 cards
Rural vs Urban Distribution in Jammu And Kashmir
Rural / Semi-Urban Centre Branches (83.2%)21,22,273
Urban / Metro Centre Branches (16.8%)4,27,401
Performance Relative to All-India Average
Rural Concentration
83.2%
National: 77.7%
Average Account Balance
₹7,861
National: ₹5,444
RuPay Card Penetration
65.7%
National: 70.1%
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Official Source: Department of Financial Services (DFS), Govt of IndiaVerified Weekly Reporting Cycle