Verified State Level Record
PMJDY in Kerala
Official Financial Inclusion and Pradhan Mantri Jan Dhan Yojana performance statistics for Kerala.
Reporting Reference
as on 21 October 2026
Ministry of Finance (DFS)
Total Accounts
0.78 Cr
78,11,298
Total Deposits
₹4,316 Cr
Avg: ₹5,526 / acct
Rural Accounts
75%
58,55,072
RuPay Debit Cards
55%
42,96,437 cards
Rural vs Urban Distribution in Kerala
Rural / Semi-Urban Centre Branches (75%)58,55,072
Urban / Metro Centre Branches (25%)19,56,226
Performance Relative to All-India Average
Rural Concentration
75%
National: 77.7%
Average Account Balance
₹5,526
National: ₹5,444
RuPay Card Penetration
55%
National: 70.1%
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Official Source: Department of Financial Services (DFS), Govt of IndiaVerified Weekly Reporting Cycle