Verified State Level Record
PMJDY in Kerala
Official Financial Inclusion and Pradhan Mantri Jan Dhan Yojana performance statistics for Kerala.
Reporting Reference
as on 30 September 2026
Ministry of Finance (DFS)
Total Accounts
0.78 Cr
77,72,099
Total Deposits
₹4,370 Cr
Avg: ₹5,622 / acct
Rural Accounts
75%
58,32,213
RuPay Debit Cards
55.3%
42,95,218 cards
Rural vs Urban Distribution in Kerala
Rural / Semi-Urban Centre Branches (75%)58,32,213
Urban / Metro Centre Branches (25%)19,39,886
Performance Relative to All-India Average
Rural Concentration
75%
National: 77.7%
Average Account Balance
₹5,622
National: ₹5,376
RuPay Card Penetration
55.3%
National: 70.1%
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Official Source: Department of Financial Services (DFS), Govt of IndiaVerified Weekly Reporting Cycle