Verified State Level Record
PMJDY in Ladakh
Official Financial Inclusion and Pradhan Mantri Jan Dhan Yojana performance statistics for Ladakh.
Reporting Reference
as on 30 September 2026
Ministry of Finance (DFS)
Total Accounts
0.00 Cr
22,676
Total Deposits
₹30 Cr
Avg: ₹13,023 / acct
Rural Accounts
82.2%
18,639
RuPay Debit Cards
68%
15,431 cards
Rural vs Urban Distribution in Ladakh
Rural / Semi-Urban Centre Branches (82.2%)18,639
Urban / Metro Centre Branches (17.8%)4,037
Performance Relative to All-India Average
Rural Concentration
82.2%
National: 77.7%
Average Account Balance
₹13,023
National: ₹5,376
RuPay Card Penetration
68%
National: 70.1%
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Official Source: Department of Financial Services (DFS), Govt of IndiaVerified Weekly Reporting Cycle