Verified State Level Record
PMJDY in Ladakh
Official Financial Inclusion and Pradhan Mantri Jan Dhan Yojana performance statistics for Ladakh.
Reporting Reference
as on 21 October 2026
Ministry of Finance (DFS)
Total Accounts
0.00 Cr
22,654
Total Deposits
₹28 Cr
Avg: ₹12,245 / acct
Rural Accounts
82.3%
18,637
RuPay Debit Cards
68.2%
15,451 cards
Rural vs Urban Distribution in Ladakh
Rural / Semi-Urban Centre Branches (82.3%)18,637
Urban / Metro Centre Branches (17.7%)4,017
Performance Relative to All-India Average
Rural Concentration
82.3%
National: 77.7%
Average Account Balance
₹12,245
National: ₹5,444
RuPay Card Penetration
68.2%
National: 70.1%
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Official Source: Department of Financial Services (DFS), Govt of IndiaVerified Weekly Reporting Cycle