Verified State Level Record
PMJDY in Punjab
Official Financial Inclusion and Pradhan Mantri Jan Dhan Yojana performance statistics for Punjab.
Reporting Reference
as on 30 September 2026
Ministry of Finance (DFS)
Total Accounts
1.02 Cr
1,01,71,429
Total Deposits
₹5,443 Cr
Avg: ₹5,351 / acct
Rural Accounts
62.6%
63,71,107
RuPay Debit Cards
73.6%
74,84,902 cards
Rural vs Urban Distribution in Punjab
Rural / Semi-Urban Centre Branches (62.6%)63,71,107
Urban / Metro Centre Branches (37.4%)38,00,322
Performance Relative to All-India Average
Rural Concentration
62.6%
National: 77.7%
Average Account Balance
₹5,351
National: ₹5,376
RuPay Card Penetration
73.6%
National: 70.1%
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Official Source: Department of Financial Services (DFS), Govt of IndiaVerified Weekly Reporting Cycle