Verified State Level Record
PMJDY in Punjab
Official Financial Inclusion and Pradhan Mantri Jan Dhan Yojana performance statistics for Punjab.
Reporting Reference
as on 21 October 2026
Ministry of Finance (DFS)
Total Accounts
1.02 Cr
1,01,88,919
Total Deposits
₹5,666 Cr
Avg: ₹5,561 / acct
Rural Accounts
62.6%
63,79,430
RuPay Debit Cards
73.7%
75,09,102 cards
Rural vs Urban Distribution in Punjab
Rural / Semi-Urban Centre Branches (62.6%)63,79,430
Urban / Metro Centre Branches (37.4%)38,09,489
Performance Relative to All-India Average
Rural Concentration
62.6%
National: 77.7%
Average Account Balance
₹5,561
National: ₹5,444
RuPay Card Penetration
73.7%
National: 70.1%
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Official Source: Department of Financial Services (DFS), Govt of IndiaVerified Weekly Reporting Cycle