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BKIDBranch Code: 005974

Bank of India Gidhaur Branch IFSC Code: BKID0005974

Branch Code: 005974 | CHATRA, CHATRA, JHARKHAND

Primary IFSC Code
BKID0005974
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, Gidhaur branch in CHATRA, JHARKHAND is BKID0005974. The MICR code for cheque clearance is 825013715.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Bank of India
Branch Name
GIDHAUR
MICR Code
City / District
CHATRA (CHATRA)
Postal Pincode
825408
Full Branch Address

BANK OF INDIA GIDHAUR BRANCH VILL GIDHAUR POST GIDHAUR BLOCK GIDHAUR PIN CODE 825408, Pincode: 825408

Contact & Customer Care

How to Read IFSC Code: BKID0005974

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

005974Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Bank of India (BKID0005974)

Which bank does IFSC Code BKID0005974 belong to?

IFSC Code BKID0005974 belongs to Bank of India for its GIDHAUR branch, located in CHATRA, JHARKHAND. The 4-letter prefix 'BKID' represents Bank of India.

What is the IFSC Code for Bank of India GIDHAUR branch?

The IFSC Code for Bank of India GIDHAUR branch in CHATRA, JHARKHAND is BKID0005974. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India GIDHAUR branch?

The branch is located at: BANK OF INDIA GIDHAUR BRANCH VILL GIDHAUR POST GIDHAUR BLOCK GIDHAUR PIN CODE 825408, Pincode: 825408, CHATRA, JHARKHAND.

What is the MICR Code for Bank of India GIDHAUR?

The MICR Code for electronic cheque clearing at Bank of India GIDHAUR is 825013715.

How can I contact Bank of India GIDHAUR branch?

You can contact the branch at: Phone: +918969701639. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID0005974?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '005974' represent the specific GIDHAUR branch code.