Indian Overseas Bank IFSC Code
NAGWAN-CHATRA Branch, CHATRA, CHATRA, JHARKHAND
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, NAGWAN-CHATRA branch in CHATRA, JHARKHAND is IOBA0004155. The MICR code for cheque clearance is 825020004.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- NAGWAN-CHATRA
- MICR Code
- City / District
- CHATRA (CHATRA)
- State
- JHARKHAND
- Postal Pincode
- 825408
COLLEGE ROAD NAGWAN NEAR DC OFFICE DIST CHATRA JHARKHAND PIN 825408, Pincode: 825408
How to Read IFSC Code: IOBA0004155
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004155)
What is the IFSC Code for Indian Overseas Bank NAGWAN-CHATRA branch?
The IFSC Code for Indian Overseas Bank NAGWAN-CHATRA branch in CHATRA, JHARKHAND is IOBA0004155. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank NAGWAN-CHATRA branch?
The branch is located at: COLLEGE ROAD NAGWAN NEAR DC OFFICE DIST CHATRA JHARKHAND PIN 825408, Pincode: 825408, CHATRA, JHARKHAND.
What is the MICR Code for Indian Overseas Bank NAGWAN-CHATRA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank NAGWAN-CHATRA is 825020004.
How can I contact Indian Overseas Bank NAGWAN-CHATRA branch?
You can contact the branch at: Phone: +918925954155. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0004155?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004155' represent the specific NAGWAN-CHATRA branch code.
Parent Directory Links
Other Bank Branches in Pincode 825408
View All in Pincode →Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.