Indian Overseas Bank Nagwan Chatra Branch IFSC Code: IOBA0004155
Branch Code: 004155 | CHATRA, CHATRA, JHARKHAND
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Nagwan Chatra branch in CHATRA, JHARKHAND is IOBA0004155. The MICR code for cheque clearance is 825020004.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- NAGWAN-CHATRA
- MICR Code
- City / District
- CHATRA (CHATRA)
- State
- JHARKHAND
- Postal Pincode
- 825408
COLLEGE ROAD NAGWAN NEAR DC OFFICE DIST CHATRA JHARKHAND PIN 825408, Pincode: 825408
How to Read IFSC Code: IOBA0004155
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004155)
Which bank does IFSC Code IOBA0004155 belong to?
IFSC Code IOBA0004155 belongs to Indian Overseas Bank for its NAGWAN-CHATRA branch, located in CHATRA, JHARKHAND. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank NAGWAN-CHATRA branch?
The IFSC Code for Indian Overseas Bank NAGWAN-CHATRA branch in CHATRA, JHARKHAND is IOBA0004155. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank NAGWAN-CHATRA branch?
The branch is located at: COLLEGE ROAD NAGWAN NEAR DC OFFICE DIST CHATRA JHARKHAND PIN 825408, Pincode: 825408, CHATRA, JHARKHAND.
What is the MICR Code for Indian Overseas Bank NAGWAN-CHATRA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank NAGWAN-CHATRA is 825020004.
How can I contact Indian Overseas Bank NAGWAN-CHATRA branch?
You can contact the branch at: Phone: +918925954155. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0004155?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004155' represent the specific NAGWAN-CHATRA branch code.
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