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CBINBranch Code: 280361

Central Bank of India Millerganj Ludhiana Branch IFSC Code: CBIN0280361

Branch Code: 280361 | LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code
CBIN0280361
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Central Bank of India, Millerganj Ludhiana branch in LUDHIANA, Punjab is CBIN0280361. The MICR code for cheque clearance is 141016009.

Branch Fact Sheet & Electronic Routing Details

Branch Name
MILLERGANJ LUDHIANA
MICR Code
City / District
LUDHIANA (LUDHIANA)
State
Punjab
Postal Pincode
141003
Full Branch Address

G.T. ROAD, MILLER GANJ, LUDHIANA PUNJAB 141003, Pincode: 141003

Contact & Customer Care

How to Read IFSC Code: CBIN0280361

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

CBINBank Identifier

First 4 alphabetic characters identify Central Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

280361Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Central Bank of India (CBIN0280361)

Which bank does IFSC Code CBIN0280361 belong to?

IFSC Code CBIN0280361 belongs to Central Bank of India for its MILLERGANJ LUDHIANA branch, located in LUDHIANA, Punjab. The 4-letter prefix 'CBIN' represents Central Bank of India.

What is the IFSC Code for Central Bank of India MILLERGANJ LUDHIANA branch?

The IFSC Code for Central Bank of India MILLERGANJ LUDHIANA branch in LUDHIANA, Punjab is CBIN0280361. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Central Bank of India MILLERGANJ LUDHIANA branch?

The branch is located at: G.T. ROAD, MILLER GANJ, LUDHIANA PUNJAB 141003, Pincode: 141003, LUDHIANA, Punjab.

What is the MICR Code for Central Bank of India MILLERGANJ LUDHIANA?

The MICR Code for electronic cheque clearing at Central Bank of India MILLERGANJ LUDHIANA is 141016009.

How can I contact Central Bank of India MILLERGANJ LUDHIANA branch?

You can contact the branch at: Phone: +912222612008. For official national customer care, refer to Central Bank of India's official banking channels.

How to decipher the IFSC code CBIN0280361?

The first 4 characters 'CBIN' represent Central Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '280361' represent the specific MILLERGANJ LUDHIANA branch code.