Equitas Small Finance Bank Gandhi Nagar Ludhiana Branch IFSC Code: ESFB0015027
Branch Code: 015027 | PUNJAB, PUNJAB, Punjab
The official Indian Financial System Code (IFSC) for Equitas Small Finance Bank, Gandhi Nagar Ludhiana branch in PUNJAB, Punjab is ESFB0015027. The MICR code for cheque clearance is 141756005.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Equitas Small Finance Bank
- Branch Name
- GANDHI NAGAR-LUDHIANA
- MICR Code
- City / District
- PUNJAB (PUNJAB)
- State
- Punjab
- Postal Pincode
- 141003
B-XI 14628 1ST FLOOR, GANDHI NAGAR, SAHNI PLAZA,GT ROAD, DHOLEWAL, LUDHIANA, PUNJAB - 141003, Pincode: 141003
How to Read IFSC Code: ESFB0015027
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Equitas Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Equitas Small Finance Bank (ESFB0015027)
Which bank does IFSC Code ESFB0015027 belong to?
IFSC Code ESFB0015027 belongs to Equitas Small Finance Bank for its GANDHI NAGAR-LUDHIANA branch, located in PUNJAB, Punjab. The 4-letter prefix 'ESFB' represents Equitas Small Finance Bank.
What is the IFSC Code for Equitas Small Finance Bank GANDHI NAGAR-LUDHIANA branch?
The IFSC Code for Equitas Small Finance Bank GANDHI NAGAR-LUDHIANA branch in PUNJAB, Punjab is ESFB0015027. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Equitas Small Finance Bank GANDHI NAGAR-LUDHIANA branch?
The branch is located at: B-XI 14628 1ST FLOOR, GANDHI NAGAR, SAHNI PLAZA,GT ROAD, DHOLEWAL, LUDHIANA, PUNJAB - 141003, Pincode: 141003, PUNJAB, Punjab.
What is the MICR Code for Equitas Small Finance Bank GANDHI NAGAR-LUDHIANA?
The MICR Code for electronic cheque clearing at Equitas Small Finance Bank GANDHI NAGAR-LUDHIANA is 141756005.
How to decipher the IFSC code ESFB0015027?
The first 4 characters 'ESFB' represent Equitas Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '015027' represent the specific GANDHI NAGAR-LUDHIANA branch code.
Parent Directory Links
Other Equitas Small Finance Bank Branches in PUNJAB
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Other Bank Branches in Pincode 141003
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B R S NAGAR LUDHIANA (LUDHIANA)
CHEEMA CHOWK (LUDHIANA)
DASHMESH NAGAR (LUDHIANA)
GILL ROAD LUDHIANA (LUDHIANA)
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