ESFBBranch Code: 015027

Equitas Small Finance Bank IFSC Code

GANDHI NAGAR-LUDHIANA Branch, PUNJAB, PUNJAB, Punjab

Primary IFSC Code

ESFB0015027

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Equitas Small Finance Bank, GANDHI NAGAR-LUDHIANA branch in PUNJAB, Punjab is ESFB0015027. The MICR code for cheque clearance is 141756005.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Equitas Small Finance Bank
Branch Name: GANDHI NAGAR-LUDHIANA
MICR Code: 141756005
City / District: PUNJAB (PUNJAB)
State: Punjab
Postal Pincode: 141003

Full Branch Address

B-XI 14628 1ST FLOOR, GANDHI NAGAR, SAHNI PLAZA,GT ROAD, DHOLEWAL, LUDHIANA, PUNJAB - 141003, Pincode: 141003

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: ESFB0015027

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESFBBank Identifier

First 4 alphabetic characters identify Equitas Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

015027Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Equitas Small Finance Bank (ESFB0015027)

What is the IFSC Code for Equitas Small Finance Bank GANDHI NAGAR-LUDHIANA branch?

The IFSC Code for Equitas Small Finance Bank GANDHI NAGAR-LUDHIANA branch in PUNJAB, Punjab is ESFB0015027. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Equitas Small Finance Bank GANDHI NAGAR-LUDHIANA branch?

The branch is located at: B-XI 14628 1ST FLOOR, GANDHI NAGAR, SAHNI PLAZA,GT ROAD, DHOLEWAL, LUDHIANA, PUNJAB - 141003, Pincode: 141003, PUNJAB, Punjab.

What is the MICR Code for Equitas Small Finance Bank GANDHI NAGAR-LUDHIANA?

The MICR Code for electronic cheque clearing at Equitas Small Finance Bank GANDHI NAGAR-LUDHIANA is 141756005.

How to decipher the IFSC code ESFB0015027?

The first 4 characters 'ESFB' represent Equitas Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '015027' represent the specific GANDHI NAGAR-LUDHIANA branch code.