ESFBBranch Code: 001238

Equitas Small Finance Bank IFSC Code

AYARMADAM , VIRUDHACHALAM Branch, CUDDALORE, CUDDALORE, Tamil Nadu

Primary IFSC Code

ESFB0001238

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Equitas Small Finance Bank, AYARMADAM , VIRUDHACHALAM branch in CUDDALORE, Tamil Nadu is ESFB0001238. The MICR code for cheque clearance is 606756204.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Equitas Small Finance Bank
Branch Name: AYARMADAM , VIRUDHACHALAM
MICR Code: 606756204
City / District: CUDDALORE (CUDDALORE)
State: Tamil Nadu
Postal Pincode: 606001

Full Branch Address

NO.93,AYARMADAM ST,OPP CHANDRA HOSPITAL,JUNCTION ROAD,VIRUDHACHALAM PIN 606001, Pincode: 606001

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: ESFB0001238

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESFBBank Identifier

First 4 alphabetic characters identify Equitas Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001238Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Equitas Small Finance Bank (ESFB0001238)

What is the IFSC Code for Equitas Small Finance Bank AYARMADAM , VIRUDHACHALAM branch?

The IFSC Code for Equitas Small Finance Bank AYARMADAM , VIRUDHACHALAM branch in CUDDALORE, Tamil Nadu is ESFB0001238. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Equitas Small Finance Bank AYARMADAM , VIRUDHACHALAM branch?

The branch is located at: NO.93,AYARMADAM ST,OPP CHANDRA HOSPITAL,JUNCTION ROAD,VIRUDHACHALAM PIN 606001, Pincode: 606001, CUDDALORE, Tamil Nadu.

What is the MICR Code for Equitas Small Finance Bank AYARMADAM , VIRUDHACHALAM?

The MICR Code for electronic cheque clearing at Equitas Small Finance Bank AYARMADAM , VIRUDHACHALAM is 606756204.

How to decipher the IFSC code ESFB0001238?

The first 4 characters 'ESFB' represent Equitas Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001238' represent the specific AYARMADAM , VIRUDHACHALAM branch code.