ESMFBranch Code: 001264

Esaf Small Finance Bank IFSC Code

KOYTTAYI I Branch, KOYTTAYI I, KOYTTAYI I, KERALA

Primary IFSC Code

ESMF0001264

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, KOYTTAYI I branch in KOYTTAYI I, KERALA is ESMF0001264. The MICR code for cheque clearance is 678760008.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Esaf Small Finance Bank
Branch Name: KOYTTAYI I
MICR Code: 678760008
City / District: KOYTTAYI I (KOYTTAYI I)
State: KERALA
Postal Pincode: 678572

Full Branch Address

MINI BHARAS COMPLEX,KOTTAYI I VILLAGE,PALAKKAD,678572, Pincode: 678572

Contact Details

Phone: +918589936793

How to Read IFSC Code: ESMF0001264

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ESMFBank Identifier

First 4 alphabetic characters identify Esaf Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001264Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001264)

What is the IFSC Code for Esaf Small Finance Bank KOYTTAYI I branch?

The IFSC Code for Esaf Small Finance Bank KOYTTAYI I branch in KOYTTAYI I, KERALA is ESMF0001264. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Esaf Small Finance Bank KOYTTAYI I branch?

The branch is located at: MINI BHARAS COMPLEX,KOTTAYI I VILLAGE,PALAKKAD,678572, Pincode: 678572, KOYTTAYI I, KERALA.

What is the MICR Code for Esaf Small Finance Bank KOYTTAYI I?

The MICR Code for electronic cheque clearing at Esaf Small Finance Bank KOYTTAYI I is 678760008.

How can I contact Esaf Small Finance Bank KOYTTAYI I branch?

You can contact the branch at: Phone: +918589936793. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.

How to decipher the IFSC code ESMF0001264?

The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001264' represent the specific KOYTTAYI I branch code.