State Bank of India Kottayi Branch IFSC Code: SBIN0012889
Branch Code: 012889 | VADAKKANTHARA, VADAKKANTHARA, KERALA
The official Indian Financial System Code (IFSC) for State Bank of India, Kottayi branch in VADAKKANTHARA, KERALA is SBIN0012889. The MICR code for cheque clearance is 678002806.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- KOTTAYI
- MICR Code
- City / District
- VADAKKANTHARA (VADAKKANTHARA)
- State
- KERALA
- Postal Pincode
- 678572
DOOR NO7 BY 95,VANDHANAM,MANKARA,POODOOR ROAD,KOTTAYI,PALAKKAD 678572, Pincode: 678572
Banks are Closed Today
Electronic transfers (NEFT, RTGS, IMPS, UPI) operate 24x7x365 regardless of physical branch holidays.
Earn up to 7% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.5% p.a.
Local Financial Pulse: VADAKKANTHARA, KERALA
How to Read IFSC Code: SBIN0012889
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0012889)
Which bank does IFSC Code SBIN0012889 belong to?
IFSC Code SBIN0012889 belongs to State Bank of India for its KOTTAYI branch, located in VADAKKANTHARA, KERALA. The 4-letter prefix 'SBIN' represents State Bank of India.
What is the IFSC Code for State Bank of India KOTTAYI branch?
The IFSC Code for State Bank of India KOTTAYI branch in VADAKKANTHARA, KERALA is SBIN0012889. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India KOTTAYI branch?
The branch is located at: DOOR NO7 BY 95,VANDHANAM,MANKARA,POODOOR ROAD,KOTTAYI,PALAKKAD 678572, Pincode: 678572, VADAKKANTHARA, KERALA.
What is the MICR Code for State Bank of India KOTTAYI?
The MICR Code for electronic cheque clearing at State Bank of India KOTTAYI is 678002806.
How can I contact State Bank of India KOTTAYI branch?
You can contact the branch at: Phone: +914922286260. For official national customer care, refer to State Bank of India's official banking channels.
How to decipher the IFSC code SBIN0012889?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '012889' represent the specific KOTTAYI branch code.
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