HDFC Bank IFSC Code
PHAGWARA Branch, PHAGWARA, PHAGWARA, Punjab
The official Indian Financial System Code (IFSC) for HDFC Bank, PHAGWARA branch in PHAGWARA, Punjab is HDFC0000055. The MICR code for cheque clearance is 144240202.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- HDFC Bank
- Branch Name
- PHAGWARA
- MICR Code
- City / District
- PHAGWARA (PHAGWARA)
- State
- Punjab
- Postal Pincode
- N/A
KALRA COMPLEXGT ROAD,OPP. HANUMAN GARHIPHAGWARAPUNJAB144401
How to Read IFSC Code: HDFC0000055
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify HDFC Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: HDFC Bank (HDFC0000055)
What is the IFSC Code for HDFC Bank PHAGWARA branch?
The IFSC Code for HDFC Bank PHAGWARA branch in PHAGWARA, Punjab is HDFC0000055. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of HDFC Bank PHAGWARA branch?
The branch is located at: KALRA COMPLEXGT ROAD,OPP. HANUMAN GARHIPHAGWARAPUNJAB144401, PHAGWARA, Punjab.
What is the MICR Code for HDFC Bank PHAGWARA?
The MICR Code for electronic cheque clearing at HDFC Bank PHAGWARA is 144240202.
How can I contact HDFC Bank PHAGWARA branch?
You can contact the branch at: Phone: +919815331111. For official national customer care, refer to HDFC Bank's official banking channels.
How to decipher the IFSC code HDFC0000055?
The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '000055' represent the specific PHAGWARA branch code.
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