HDFCBranch Code: 001320

HDFC Bank IFSC Code

CHAURA BAZAR, AKAL MARKET Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

HDFC0001320

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, CHAURA BAZAR, AKAL MARKET branch in LUDHIANA, Punjab is HDFC0001320. The MICR code for cheque clearance is 141240010.

Branch Fact Sheet & Electronic Routing Details

Bank Name: HDFC Bank
Branch Name: CHAURA BAZAR, AKAL MARKET
MICR Code: 141240010
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: N/A

Full Branch Address

GURDWARA SHRI AKAL GARHCHAURA BAZARAKAL MARKET

Contact Details

Phone: +919815331111

How to Read IFSC Code: HDFC0001320

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001320Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: HDFC Bank (HDFC0001320)

What is the IFSC Code for HDFC Bank CHAURA BAZAR, AKAL MARKET branch?

The IFSC Code for HDFC Bank CHAURA BAZAR, AKAL MARKET branch in LUDHIANA, Punjab is HDFC0001320. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank CHAURA BAZAR, AKAL MARKET branch?

The branch is located at: GURDWARA SHRI AKAL GARHCHAURA BAZARAKAL MARKET, LUDHIANA, Punjab.

What is the MICR Code for HDFC Bank CHAURA BAZAR, AKAL MARKET?

The MICR Code for electronic cheque clearing at HDFC Bank CHAURA BAZAR, AKAL MARKET is 141240010.

How can I contact HDFC Bank CHAURA BAZAR, AKAL MARKET branch?

You can contact the branch at: Phone: +919815331111. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0001320?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '001320' represent the specific CHAURA BAZAR, AKAL MARKET branch code.