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HDFCBranch Code: 002862

HDFC Bank IFSC Code

KULGAM Branch, KULGAM, KULGAM, JAMMU AND KASHMIR

Primary IFSC Code
HDFC0002862
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, KULGAM branch in KULGAM, JAMMU AND KASHMIR is HDFC0002862. The MICR code for cheque clearance is 192240301.

Branch Fact Sheet & Electronic Routing Details

Bank Name
HDFC Bank
Branch Name
KULGAM
MICR Code
City / District
KULGAM (KULGAM)
Postal Pincode
192232
Full Branch Address

HDFC BANK LTD MIR BUILDING, COLLEGE ROAD , KULGAM SRINAGAR JAMMU AND KASHMIR 192232, Pincode: 192232

Contact Details
Phone: +918001804333

How to Read IFSC Code: HDFC0002862

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002862Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: HDFC Bank (HDFC0002862)

What is the IFSC Code for HDFC Bank KULGAM branch?

The IFSC Code for HDFC Bank KULGAM branch in KULGAM, JAMMU AND KASHMIR is HDFC0002862. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank KULGAM branch?

The branch is located at: HDFC BANK LTD MIR BUILDING, COLLEGE ROAD , KULGAM SRINAGAR JAMMU AND KASHMIR 192232, Pincode: 192232, KULGAM, JAMMU AND KASHMIR.

What is the MICR Code for HDFC Bank KULGAM?

The MICR Code for electronic cheque clearing at HDFC Bank KULGAM is 192240301.

How can I contact HDFC Bank KULGAM branch?

You can contact the branch at: Phone: +918001804333. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0002862?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '002862' represent the specific KULGAM branch code.

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