HDFCBranch Code: 003046

HDFC Bank IFSC Code

NERAL Branch, NERAL, NERAL, Maharashtra

Primary IFSC Code

HDFC0003046

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, NERAL branch in NERAL, Maharashtra is HDFC0003046. The MICR code for cheque clearance is 400240175.

Branch Fact Sheet & Electronic Routing Details

Bank Name: HDFC Bank
Branch Name: NERAL
MICR Code: 400240175
City / District: NERAL (NERAL)
State: Maharashtra
Postal Pincode: 410101

Full Branch Address

SHOP 1-4, RATNESHWAR KRUPA,NERAL-MATHERAN ROAD, HETKAR AALI, NEAR GANESH MANDIR, DIST-RAIGAD NERAL MAHARASHTRA 410101, Pincode: 410101

Contact Details

Phone: +919890603333

How to Read IFSC Code: HDFC0003046

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003046Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: HDFC Bank (HDFC0003046)

What is the IFSC Code for HDFC Bank NERAL branch?

The IFSC Code for HDFC Bank NERAL branch in NERAL, Maharashtra is HDFC0003046. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank NERAL branch?

The branch is located at: SHOP 1-4, RATNESHWAR KRUPA,NERAL-MATHERAN ROAD, HETKAR AALI, NEAR GANESH MANDIR, DIST-RAIGAD NERAL MAHARASHTRA 410101, Pincode: 410101, NERAL, Maharashtra.

What is the MICR Code for HDFC Bank NERAL?

The MICR Code for electronic cheque clearing at HDFC Bank NERAL is 400240175.

How can I contact HDFC Bank NERAL branch?

You can contact the branch at: Phone: +919890603333. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0003046?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '003046' represent the specific NERAL branch code.