HDFCBranch Code: 003504

HDFC Bank IFSC Code

LAL KALAN Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

HDFC0003504

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, LAL KALAN branch in LUDHIANA, Punjab is HDFC0003504. The MICR code for cheque clearance is 141240042.

Branch Fact Sheet & Electronic Routing Details

Bank Name: HDFC Bank
Branch Name: LAL KALAN
MICR Code: 141240042
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141114

Full Branch Address

ADJ. SBI ATM, VPO LAL KALAN, DISTT. LUDHIANA, LUDHIANA PUNJAB 141114, Pincode: 141114

Contact Details

Phone: +919815331111

How to Read IFSC Code: HDFC0003504

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003504Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: HDFC Bank (HDFC0003504)

What is the IFSC Code for HDFC Bank LAL KALAN branch?

The IFSC Code for HDFC Bank LAL KALAN branch in LUDHIANA, Punjab is HDFC0003504. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank LAL KALAN branch?

The branch is located at: ADJ. SBI ATM, VPO LAL KALAN, DISTT. LUDHIANA, LUDHIANA PUNJAB 141114, Pincode: 141114, LUDHIANA, Punjab.

What is the MICR Code for HDFC Bank LAL KALAN?

The MICR Code for electronic cheque clearing at HDFC Bank LAL KALAN is 141240042.

How can I contact HDFC Bank LAL KALAN branch?

You can contact the branch at: Phone: +919815331111. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0003504?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '003504' represent the specific LAL KALAN branch code.