HDFCBranch Code: 003973

HDFC Bank Tharaj Branch IFSC Code: HDFC0003973

Branch Code: 003973 | MOGA, MOGA, Punjab

Primary IFSC Code

HDFC0003973

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, Tharaj branch in MOGA, Punjab is HDFC0003973. The MICR code for cheque clearance is 142240154.

Branch Fact Sheet & Electronic Routing Details

Bank Name: HDFC Bank
Branch Name: THARAJ
MICR Code: 142240154
City / District: MOGA (MOGA)
State: Punjab
Postal Pincode: 142057

Full Branch Address

HDFC BANK LTD NEAR MAIN HIGHWAY ADJ BUS STAND VPO THARAJ DIST MOGA MOGA PUNJAB 142057, Pincode: 142057

Contact & Customer Care

Phone: +919815331111

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How to Read IFSC Code: HDFC0003973

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003973Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: HDFC Bank (HDFC0003973)

Which bank does IFSC Code HDFC0003973 belong to?

IFSC Code HDFC0003973 belongs to HDFC Bank for its THARAJ branch, located in MOGA, Punjab. The 4-letter prefix 'HDFC' represents HDFC Bank.

What is the IFSC Code for HDFC Bank THARAJ branch?

The IFSC Code for HDFC Bank THARAJ branch in MOGA, Punjab is HDFC0003973. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank THARAJ branch?

The branch is located at: HDFC BANK LTD NEAR MAIN HIGHWAY ADJ BUS STAND VPO THARAJ DIST MOGA MOGA PUNJAB 142057, Pincode: 142057, MOGA, Punjab.

What is the MICR Code for HDFC Bank THARAJ?

The MICR Code for electronic cheque clearing at HDFC Bank THARAJ is 142240154.

How can I contact HDFC Bank THARAJ branch?

You can contact the branch at: Phone: +919815331111. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0003973?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '003973' represent the specific THARAJ branch code.