HDFC Bank Kosa Branch IFSC Code: HDFC0004856
Branch Code: 004856 | CHAMPA, CHAMPA, CHHATTISGARH
The official Indian Financial System Code (IFSC) for HDFC Bank, Kosa branch in CHAMPA, CHHATTISGARH is HDFC0004856. The MICR code for cheque clearance is 495240512.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- HDFC Bank
- Branch Name
- KOSA
- MICR Code
- City / District
- CHAMPA (CHAMPA)
- State
- CHHATTISGARH
- Postal Pincode
- 495663
HDFC BANK LTD GROUND FLOOR ATAL BAZAR GRAM KOSA DIST JANJGIR CHAMPA BILASPUR CGH CHHATTISGARH 495663, Pincode: 495663
How to Read IFSC Code: HDFC0004856
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify HDFC Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: HDFC Bank (HDFC0004856)
Which bank does IFSC Code HDFC0004856 belong to?
IFSC Code HDFC0004856 belongs to HDFC Bank for its KOSA branch, located in CHAMPA, CHHATTISGARH. The 4-letter prefix 'HDFC' represents HDFC Bank.
What is the IFSC Code for HDFC Bank KOSA branch?
The IFSC Code for HDFC Bank KOSA branch in CHAMPA, CHHATTISGARH is HDFC0004856. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of HDFC Bank KOSA branch?
The branch is located at: HDFC BANK LTD GROUND FLOOR ATAL BAZAR GRAM KOSA DIST JANJGIR CHAMPA BILASPUR CGH CHHATTISGARH 495663, Pincode: 495663, CHAMPA, CHHATTISGARH.
What is the MICR Code for HDFC Bank KOSA?
The MICR Code for electronic cheque clearing at HDFC Bank KOSA is 495240512.
How can I contact HDFC Bank KOSA branch?
You can contact the branch at: Phone: +919893603333. For official national customer care, refer to HDFC Bank's official banking channels.
How to decipher the IFSC code HDFC0004856?
The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '004856' represent the specific KOSA branch code.
Parent Directory Links
Other HDFC Bank Branches in CHAMPA
View All →Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.