Skip to main content
HDFCBranch Code: 004856

HDFC Bank IFSC Code

KOSA Branch, CHAMPA, CHAMPA, CHHATTISGARH

Primary IFSC Code
HDFC0004856
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, KOSA branch in CHAMPA, CHHATTISGARH is HDFC0004856. The MICR code for cheque clearance is 495240512.

Branch Fact Sheet & Electronic Routing Details

Bank Name
HDFC Bank
Branch Name
KOSA
MICR Code
City / District
CHAMPA (CHAMPA)
Postal Pincode
495663
Full Branch Address

HDFC BANK LTD GROUND FLOOR ATAL BAZAR GRAM KOSA DIST JANJGIR CHAMPA BILASPUR CGH CHHATTISGARH 495663, Pincode: 495663

Contact Details
Phone: +919893603333

How to Read IFSC Code: HDFC0004856

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004856Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: HDFC Bank (HDFC0004856)

What is the IFSC Code for HDFC Bank KOSA branch?

The IFSC Code for HDFC Bank KOSA branch in CHAMPA, CHHATTISGARH is HDFC0004856. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank KOSA branch?

The branch is located at: HDFC BANK LTD GROUND FLOOR ATAL BAZAR GRAM KOSA DIST JANJGIR CHAMPA BILASPUR CGH CHHATTISGARH 495663, Pincode: 495663, CHAMPA, CHHATTISGARH.

What is the MICR Code for HDFC Bank KOSA?

The MICR Code for electronic cheque clearing at HDFC Bank KOSA is 495240512.

How can I contact HDFC Bank KOSA branch?

You can contact the branch at: Phone: +919893603333. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0004856?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '004856' represent the specific KOSA branch code.

Parent Directory Links

Other HDFC Bank Branches in CHAMPA

View All →

Need help verifying this IFSC Code before sending money?

Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.

Read Verification Guide →