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HDFCBranch Code: 007315

HDFC Bank Vinayagapuram Branch IFSC Code: HDFC0007315

Branch Code: 007315 | CHENNAI, Chennai, Tamil Nadu

Primary IFSC Code
HDFC0007315
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, Vinayagapuram branch in CHENNAI, Tamil Nadu is HDFC0007315. The MICR code for cheque clearance is 600240197.

Branch Fact Sheet & Electronic Routing Details

Bank Name
HDFC Bank
Branch Name
VINAYAGAPURAM
MICR Code
City / District
CHENNAI (Chennai)
Postal Pincode
600049
Full Branch Address

NO 80 LAKSHMIPURAM REDHILLS MAIN ROAD VINAYAGAPURAM CHENNAI TAMIL NADU 600049, Pincode: 600049

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Tamil Nadu:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
HDFC Bank Deposit RatesRBI Master Slabs

Earn up to 7.25% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.75% p.a.

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Local Financial Pulse: CHENNAI, Tamil Nadu

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g
Petrol (CHENNAI)₹100.75 / L
Diesel (CHENNAI)₹92.34 / L

How to Read IFSC Code: HDFC0007315

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

007315Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: HDFC Bank (HDFC0007315)

Which bank does IFSC Code HDFC0007315 belong to?

IFSC Code HDFC0007315 belongs to HDFC Bank for its VINAYAGAPURAM branch, located in CHENNAI, Tamil Nadu. The 4-letter prefix 'HDFC' represents HDFC Bank.

What is the IFSC Code for HDFC Bank VINAYAGAPURAM branch?

The IFSC Code for HDFC Bank VINAYAGAPURAM branch in CHENNAI, Tamil Nadu is HDFC0007315. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank VINAYAGAPURAM branch?

The branch is located at: NO 80 LAKSHMIPURAM REDHILLS MAIN ROAD VINAYAGAPURAM CHENNAI TAMIL NADU 600049, Pincode: 600049, CHENNAI, Tamil Nadu.

What is the MICR Code for HDFC Bank VINAYAGAPURAM?

The MICR Code for electronic cheque clearing at HDFC Bank VINAYAGAPURAM is 600240197.

How can I contact HDFC Bank VINAYAGAPURAM branch?

You can contact the branch at: Phone: +9118002026161. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0007315?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '007315' represent the specific VINAYAGAPURAM branch code.

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