HDFCBranch Code: 008608

HDFC Bank IFSC Code

FOCAL POINT Branch, JALANDHAR, JALANDHAR, Punjab

Primary IFSC Code

HDFC0008608

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, FOCAL POINT branch in JALANDHAR, Punjab is HDFC0008608. The MICR code for cheque clearance is 144240041.

Branch Fact Sheet & Electronic Routing Details

Bank Name: HDFC Bank
Branch Name: FOCAL POINT
MICR Code: 144240041
City / District: JALANDHAR (JALANDHAR)
State: Punjab
Postal Pincode: 144012

Full Branch Address

GROUND FLOOR SCO 19 20 INDUSTRIAL FOCAL POINT JALANDHAR PUNJAB 144012, Pincode: 144012

Contact Details

Phone: +9118002026161

How to Read IFSC Code: HDFC0008608

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

008608Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: HDFC Bank (HDFC0008608)

What is the IFSC Code for HDFC Bank FOCAL POINT branch?

The IFSC Code for HDFC Bank FOCAL POINT branch in JALANDHAR, Punjab is HDFC0008608. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank FOCAL POINT branch?

The branch is located at: GROUND FLOOR SCO 19 20 INDUSTRIAL FOCAL POINT JALANDHAR PUNJAB 144012, Pincode: 144012, JALANDHAR, Punjab.

What is the MICR Code for HDFC Bank FOCAL POINT?

The MICR Code for electronic cheque clearing at HDFC Bank FOCAL POINT is 144240041.

How can I contact HDFC Bank FOCAL POINT branch?

You can contact the branch at: Phone: +9118002026161. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0008608?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '008608' represent the specific FOCAL POINT branch code.