IBKLBranch Code: 000448

IDBI Malda Branch IFSC Code: IBKL0000448

Branch Code: 000448 | MALDA, MALDA, WEST BENGAL

Primary IFSC Code

IBKL0000448

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, Malda branch in MALDA, WEST BENGAL is IBKL0000448. The MICR code for cheque clearance is 732259102.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: MALDA
MICR Code: 732259102
City / District: MALDA (MALDA)
State: WEST BENGAL
Postal Pincode: 732101

Full Branch Address

48/63 K.J. SANYAL ROAD.MALDA-732101., Pincode: 732101

Contact & Customer Care

Phone: +919830369167

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How to Read IFSC Code: IBKL0000448

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

000448Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: IDBI (IBKL0000448)

Which bank does IFSC Code IBKL0000448 belong to?

IFSC Code IBKL0000448 belongs to IDBI for its MALDA branch, located in MALDA, WEST BENGAL. The 4-letter prefix 'IBKL' represents IDBI.

What is the IFSC Code for IDBI MALDA branch?

The IFSC Code for IDBI MALDA branch in MALDA, WEST BENGAL is IBKL0000448. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI MALDA branch?

The branch is located at: 48/63 K.J. SANYAL ROAD.MALDA-732101., Pincode: 732101, MALDA, WEST BENGAL.

What is the MICR Code for IDBI MALDA?

The MICR Code for electronic cheque clearing at IDBI MALDA is 732259102.

How can I contact IDBI MALDA branch?

You can contact the branch at: Phone: +919830369167. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0000448?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '000448' represent the specific MALDA branch code.