IBKLBranch Code: 000554

IDBI IFSC Code

SURAT Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

IBKL0000554

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, SURAT branch in SURAT, Gujarat is IBKL0000554. The MICR code for cheque clearance is 395259004.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: SURAT
MICR Code: 395259004
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: 395003

Full Branch Address

GUJARAT SAFE DEPOSITCHAMBER 1 ST FLOOR, OPP BANK OF BARODA , BHAGATALAO , SURAT, PINCODE 395003, Pincode: 395003

Contact Details

Phone: +916265406598

How to Read IFSC Code: IBKL0000554

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

000554Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0000554)

What is the IFSC Code for IDBI SURAT branch?

The IFSC Code for IDBI SURAT branch in SURAT, Gujarat is IBKL0000554. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI SURAT branch?

The branch is located at: GUJARAT SAFE DEPOSITCHAMBER 1 ST FLOOR, OPP BANK OF BARODA , BHAGATALAO , SURAT, PINCODE 395003, Pincode: 395003, SURAT, Gujarat.

What is the MICR Code for IDBI SURAT?

The MICR Code for electronic cheque clearing at IDBI SURAT is 395259004.

How can I contact IDBI SURAT branch?

You can contact the branch at: Phone: +916265406598. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0000554?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '000554' represent the specific SURAT branch code.