IBKLBranch Code: 000827

IDBI IFSC Code

RETAIL ASSET KOCHI Branch, KOCHI, KOCHI, KERALA

Primary IFSC Code

IBKL0000827

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, RETAIL ASSET KOCHI branch in KOCHI, KERALA is IBKL0000827. The MICR code for cheque clearance is 727259827.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: RETAIL ASSET KOCHI
MICR Code: 727259827
City / District: KOCHI (KOCHI)
State: KERALA
Postal Pincode: 682036

Full Branch Address

II ND FLOORIDBI BUILDING PANAMPILLY NAGAR NEAR PASSPORT KOCHI 682036, Pincode: 682036

Contact Details

Phone: +919846993366

How to Read IFSC Code: IBKL0000827

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

000827Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0000827)

What is the IFSC Code for IDBI RETAIL ASSET KOCHI branch?

The IFSC Code for IDBI RETAIL ASSET KOCHI branch in KOCHI, KERALA is IBKL0000827. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI RETAIL ASSET KOCHI branch?

The branch is located at: II ND FLOORIDBI BUILDING PANAMPILLY NAGAR NEAR PASSPORT KOCHI 682036, Pincode: 682036, KOCHI, KERALA.

What is the MICR Code for IDBI RETAIL ASSET KOCHI?

The MICR Code for electronic cheque clearing at IDBI RETAIL ASSET KOCHI is 727259827.

How can I contact IDBI RETAIL ASSET KOCHI branch?

You can contact the branch at: Phone: +919846993366. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0000827?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '000827' represent the specific RETAIL ASSET KOCHI branch code.