IBKLBranch Code: 000863

IDBI Rac Karnal Branch IFSC Code: IBKL0000863

Branch Code: 000863 | KARNAL, KARNAL, Haryana

Primary IFSC Code

IBKL0000863

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, Rac Karnal branch in KARNAL, Haryana is IBKL0000863.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: RAC KARNAL
MICR Code: Not Assigned / Non-MICR
City / District: KARNAL (KARNAL)
State: Haryana
Postal Pincode: 132001

Full Branch Address

IDBI BANK RAC ,SCO 218 219,SECTOR 12,KARNAL 132001 ,HARIYANA, Pincode: 132001

Contact & Customer Care

Phone: +912266908532

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How to Read IFSC Code: IBKL0000863

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

000863Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: IDBI (IBKL0000863)

Which bank does IFSC Code IBKL0000863 belong to?

IFSC Code IBKL0000863 belongs to IDBI for its RAC KARNAL branch, located in KARNAL, Haryana. The 4-letter prefix 'IBKL' represents IDBI.

What is the IFSC Code for IDBI RAC KARNAL branch?

The IFSC Code for IDBI RAC KARNAL branch in KARNAL, Haryana is IBKL0000863. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI RAC KARNAL branch?

The branch is located at: IDBI BANK RAC ,SCO 218 219,SECTOR 12,KARNAL 132001 ,HARIYANA, Pincode: 132001, KARNAL, Haryana.

How can I contact IDBI RAC KARNAL branch?

You can contact the branch at: Phone: +912266908532. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0000863?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '000863' represent the specific RAC KARNAL branch code.