IBKLBranch Code: 000864

IDBI IFSC Code

RAC KOZHIKODE Branch, CALICUT, CALICUT, KERALA

Primary IFSC Code

IBKL0000864

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, RAC KOZHIKODE branch in CALICUT, KERALA is IBKL0000864.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: RAC KOZHIKODE
MICR Code: Not Assigned / Non-MICR
City / District: CALICUT (CALICUT)
State: KERALA
Postal Pincode: 673001

Full Branch Address

RETAIL ASSET CENTRE, FIRST FLOOR, CITY PLAZA, YMCA CROSS ROAD, KOZHIKODE 673001, Pincode: 673001

Contact Details

Phone: +912266908532

How to Read IFSC Code: IBKL0000864

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

000864Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0000864)

What is the IFSC Code for IDBI RAC KOZHIKODE branch?

The IFSC Code for IDBI RAC KOZHIKODE branch in CALICUT, KERALA is IBKL0000864. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI RAC KOZHIKODE branch?

The branch is located at: RETAIL ASSET CENTRE, FIRST FLOOR, CITY PLAZA, YMCA CROSS ROAD, KOZHIKODE 673001, Pincode: 673001, CALICUT, KERALA.

How can I contact IDBI RAC KOZHIKODE branch?

You can contact the branch at: Phone: +912266908532. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0000864?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '000864' represent the specific RAC KOZHIKODE branch code.