IBKLBranch Code: 001228

IDBI Golaghat Branch IFSC Code: IBKL0001228

Branch Code: 001228 | GOLAGHAT, GOLAGHAT, ASSAM

Primary IFSC Code

IBKL0001228

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, Golaghat branch in GOLAGHAT, ASSAM is IBKL0001228. The MICR code for cheque clearance is 785259102.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: GOLAGHAT
MICR Code: 785259102
City / District: GOLAGHAT (GOLAGHAT)
State: ASSAM
Postal Pincode: 785621

Full Branch Address

PRAKASH BHAWAN, MAIN ROAD, GOLAGHAT 785621, Pincode: 785621

Contact & Customer Care

Phone: +919706081274

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Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in ASSAM:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).

ASSAM Holiday Calendar 2026

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How to Read IFSC Code: IBKL0001228

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

001228Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: IDBI (IBKL0001228)

Which bank does IFSC Code IBKL0001228 belong to?

IFSC Code IBKL0001228 belongs to IDBI for its GOLAGHAT branch, located in GOLAGHAT, ASSAM. The 4-letter prefix 'IBKL' represents IDBI.

What is the IFSC Code for IDBI GOLAGHAT branch?

The IFSC Code for IDBI GOLAGHAT branch in GOLAGHAT, ASSAM is IBKL0001228. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI GOLAGHAT branch?

The branch is located at: PRAKASH BHAWAN, MAIN ROAD, GOLAGHAT 785621, Pincode: 785621, GOLAGHAT, ASSAM.

What is the MICR Code for IDBI GOLAGHAT?

The MICR Code for electronic cheque clearing at IDBI GOLAGHAT is 785259102.

How can I contact IDBI GOLAGHAT branch?

You can contact the branch at: Phone: +919706081274. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0001228?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '001228' represent the specific GOLAGHAT branch code.