IDBI Ramanujganj Branch IFSC Code: IBKL0001239
Branch Code: 001239 | RAMANUJGANJ, RAMANUJGANJ, CHHATTISGARH
The official Indian Financial System Code (IFSC) for IDBI, Ramanujganj branch in RAMANUJGANJ, CHHATTISGARH is IBKL0001239. The MICR code for cheque clearance is 497259502.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- IDBI
- Branch Name
- RAMANUJGANJ
- MICR Code
- City / District
- RAMANUJGANJ (RAMANUJGANJ)
- State
- CHHATTISGARH
- Postal Pincode
- 496220
KAVITA COMPLEX,AT/PO-RAMANUJGANJ,WARD NO-6,IN FRONT OF JUDGE BUNGLOW,RAMANUJGANJ,DIST-RAMANUJGANJ,PIN-496220,CHHATTISGARH, Pincode: 496220
How to Read IFSC Code: IBKL0001239
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify IDBI.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: IDBI (IBKL0001239)
Which bank does IFSC Code IBKL0001239 belong to?
IFSC Code IBKL0001239 belongs to IDBI for its RAMANUJGANJ branch, located in RAMANUJGANJ, CHHATTISGARH. The 4-letter prefix 'IBKL' represents IDBI.
What is the IFSC Code for IDBI RAMANUJGANJ branch?
The IFSC Code for IDBI RAMANUJGANJ branch in RAMANUJGANJ, CHHATTISGARH is IBKL0001239. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of IDBI RAMANUJGANJ branch?
The branch is located at: KAVITA COMPLEX,AT/PO-RAMANUJGANJ,WARD NO-6,IN FRONT OF JUDGE BUNGLOW,RAMANUJGANJ,DIST-RAMANUJGANJ,PIN-496220,CHHATTISGARH, Pincode: 496220, RAMANUJGANJ, CHHATTISGARH.
What is the MICR Code for IDBI RAMANUJGANJ?
The MICR Code for electronic cheque clearing at IDBI RAMANUJGANJ is 497259502.
How can I contact IDBI RAMANUJGANJ branch?
You can contact the branch at: Phone: +918102686679. For official national customer care, refer to IDBI's official banking channels.
How to decipher the IFSC code IBKL0001239?
The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '001239' represent the specific RAMANUJGANJ branch code.
Parent Directory Links
Other Bank Branches in Pincode 496220
View All in Pincode →Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.