IBKLBranch Code: 001523

IDBI Ratu Road Branch IFSC Code: IBKL0001523

Branch Code: 001523 | RANCHI, RANCHI, JHARKHAND

Primary IFSC Code

IBKL0001523

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, Ratu Road branch in RANCHI, JHARKHAND is IBKL0001523. The MICR code for cheque clearance is 834259007.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: RATU ROAD
MICR Code: 834259007
City / District: RANCHI (RANCHI)
State: JHARKHAND
Postal Pincode: 834004

Full Branch Address

IDBI BANK SHRI RAM ARCHADE RATU ROAD RANCHI 834004, Pincode: 834004

Contact & Customer Care

Phone: +917070990518

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How to Read IFSC Code: IBKL0001523

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

001523Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: IDBI (IBKL0001523)

Which bank does IFSC Code IBKL0001523 belong to?

IFSC Code IBKL0001523 belongs to IDBI for its RATU ROAD branch, located in RANCHI, JHARKHAND. The 4-letter prefix 'IBKL' represents IDBI.

What is the IFSC Code for IDBI RATU ROAD branch?

The IFSC Code for IDBI RATU ROAD branch in RANCHI, JHARKHAND is IBKL0001523. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI RATU ROAD branch?

The branch is located at: IDBI BANK SHRI RAM ARCHADE RATU ROAD RANCHI 834004, Pincode: 834004, RANCHI, JHARKHAND.

What is the MICR Code for IDBI RATU ROAD?

The MICR Code for electronic cheque clearing at IDBI RATU ROAD is 834259007.

How can I contact IDBI RATU ROAD branch?

You can contact the branch at: Phone: +917070990518. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0001523?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '001523' represent the specific RATU ROAD branch code.