IDBI Kottayam Co Operative Urban Bank Ltd Branch IFSC Code: IBKL0027K03
Branch Code: 027K03 | POOVARANI, POOVARANI, KERALA
The official Indian Financial System Code (IFSC) for IDBI, Kottayam Co Operative Urban Bank Ltd branch in POOVARANI, KERALA is IBKL0027K03. The MICR code for cheque clearance is 686804302.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- IDBI
- Branch Name
- KOTTAYAM CO OPERATIVE URBAN BANK LTD
- MICR Code
- City / District
- POOVARANI (POOVARANI)
- State
- KERALA
- Postal Pincode
- 686577
KIZHAKKEKUTTU BUILDING,HOSPITAL JUNCTION,POOVARANI 686577, Pincode: 686577
Banks Open Per Published Schedule
Earn up to 7.15% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.65% p.a.
Local Financial Pulse: POOVARANI, KERALA
How to Read IFSC Code: IBKL0027K03
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify IDBI.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: IDBI (IBKL0027K03)
Which bank does IFSC Code IBKL0027K03 belong to?
IFSC Code IBKL0027K03 belongs to IDBI for its KOTTAYAM CO OPERATIVE URBAN BANK LTD branch, located in POOVARANI, KERALA. The 4-letter prefix 'IBKL' represents IDBI.
What is the IFSC Code for IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD branch?
The IFSC Code for IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD branch in POOVARANI, KERALA is IBKL0027K03. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD branch?
The branch is located at: KIZHAKKEKUTTU BUILDING,HOSPITAL JUNCTION,POOVARANI 686577, Pincode: 686577, POOVARANI, KERALA.
What is the MICR Code for IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD?
The MICR Code for electronic cheque clearing at IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD is 686804302.
How can I contact IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD branch?
You can contact the branch at: Phone: +914822226315. For official national customer care, refer to IDBI's official banking channels.
How to decipher the IFSC code IBKL0027K03?
The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '027K03' represent the specific KOTTAYAM CO OPERATIVE URBAN BANK LTD branch code.
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