IBKLBranch Code: 027K04

IDBI IFSC Code

KOTTAYAM CO OPERATIVE URBAN BANK LTD Branch, KOTTAYAM, KOTTAYAM, KERALA

Primary IFSC Code

IBKL0027K04

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, KOTTAYAM CO OPERATIVE URBAN BANK LTD branch in KOTTAYAM, KERALA is IBKL0027K04. The MICR code for cheque clearance is 686804352.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: KOTTAYAM CO OPERATIVE URBAN BANK LTD
MICR Code: 686804352
City / District: KOTTAYAM (KOTTAYAM)
State: KERALA
Postal Pincode: 686631

Full Branch Address

ST JOSEPH SBUILDING,ETTUMANOOR P O,KOTTAYAM 686631, Pincode: 686631

Contact Details

Phone: +914812535186

How to Read IFSC Code: IBKL0027K04

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

027K04Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0027K04)

What is the IFSC Code for IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD branch?

The IFSC Code for IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD branch in KOTTAYAM, KERALA is IBKL0027K04. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD branch?

The branch is located at: ST JOSEPH SBUILDING,ETTUMANOOR P O,KOTTAYAM 686631, Pincode: 686631, KOTTAYAM, KERALA.

What is the MICR Code for IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD?

The MICR Code for electronic cheque clearing at IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD is 686804352.

How can I contact IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD branch?

You can contact the branch at: Phone: +914812535186. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0027K04?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '027K04' represent the specific KOTTAYAM CO OPERATIVE URBAN BANK LTD branch code.