IDBI IFSC Code
THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD Branch, VIJAYAWADA, VIJAYAWADA, ANDHRA PRADESH
The official Indian Financial System Code (IFSC) for IDBI, THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD branch in VIJAYAWADA, ANDHRA PRADESH is IBKL0089SMC. The MICR code for cheque clearance is 520259252.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- IDBI
- Branch Name
- THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD
- MICR Code
- City / District
- VIJAYAWADA (VIJAYAWADA)
- State
- ANDHRA PRADESH
- Postal Pincode
- 520010
40 27 51 PINNAMANENI POLYCLINIC ROAD VIJAYAWADA 520010, Pincode: 520010
How to Read IFSC Code: IBKL0089SMC
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify IDBI.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: IDBI (IBKL0089SMC)
What is the IFSC Code for IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD branch?
The IFSC Code for IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD branch in VIJAYAWADA, ANDHRA PRADESH is IBKL0089SMC. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD branch?
The branch is located at: 40 27 51 PINNAMANENI POLYCLINIC ROAD VIJAYAWADA 520010, Pincode: 520010, VIJAYAWADA, ANDHRA PRADESH.
What is the MICR Code for IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD?
The MICR Code for electronic cheque clearing at IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD is 520259252.
How can I contact IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD branch?
You can contact the branch at: Phone: +919494796530. For official national customer care, refer to IDBI's official banking channels.
How to decipher the IFSC code IBKL0089SMC?
The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '089SMC' represent the specific THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD branch code.
Parent Directory Links
Other IDBI Branches in VIJAYAWADA
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IST FLOOR, D-64/132-K,ANANT COMPLEX, SIGRA
Other Bank Branches in Pincode 520010
View All in Pincode →BENZ CIRCLE BRANCH (VIJAYAWADA)
BENZ CIRCLE,VIJAYAWADA (KRISHNA)
BENZ CIRCLE,VIJAYAWADA (KRISHNA)
BRINDAVAN COLONY, VIJAYAWADA (VIJAYAWADA)
BUSINESS BANKING UNIT VIJAYAWADA (KRISHNA)
CURRENCY CHEST (VIJAYAWADA)
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