IDBI Mahalakshmi Co Operative Bank Ltd Udupi Branch IFSC Code: IBKL0186MC4
Branch Code: 186MC4 | MANGALORE, MANGALORE, Karnataka
The official Indian Financial System Code (IFSC) for IDBI, Mahalakshmi Co Operative Bank Ltd Udupi branch in MANGALORE, Karnataka is IBKL0186MC4. The MICR code for cheque clearance is 575259260.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- IDBI
- Branch Name
- MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI
- MICR Code
- City / District
- MANGALORE (MANGALORE)
- State
- Karnataka
- Postal Pincode
- 575001
CAPITAL AVENUE, 1ST FLOOR NEAR DC OFFICE MANGALORE 575001, Pincode: 575001
How to Read IFSC Code: IBKL0186MC4
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify IDBI.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: IDBI (IBKL0186MC4)
Which bank does IFSC Code IBKL0186MC4 belong to?
IFSC Code IBKL0186MC4 belongs to IDBI for its MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch, located in MANGALORE, Karnataka. The 4-letter prefix 'IBKL' represents IDBI.
What is the IFSC Code for IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch?
The IFSC Code for IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch in MANGALORE, Karnataka is IBKL0186MC4. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch?
The branch is located at: CAPITAL AVENUE, 1ST FLOOR NEAR DC OFFICE MANGALORE 575001, Pincode: 575001, MANGALORE, Karnataka.
What is the MICR Code for IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI?
The MICR Code for electronic cheque clearing at IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI is 575259260.
How can I contact IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch?
You can contact the branch at: Phone: +918202528812. For official national customer care, refer to IDBI's official banking channels.
How to decipher the IFSC code IBKL0186MC4?
The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '186MC4' represent the specific MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch code.
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