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IBKLBranch Code: 63JS45

IDBI Jharkhand State Co Op Bank Basia Bas Branch IFSC Code: IBKL063JS45

Branch Code: 63JS45 | GUMLA, GUMLA, JHARKHAND

Primary IFSC Code
IBKL063JS45
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, Jharkhand State Co Op Bank Basia Bas branch in GUMLA, JHARKHAND is IBKL063JS45. The MICR code for cheque clearance is 835735112.

Branch Fact Sheet & Electronic Routing Details

Bank Name
IDBI
Branch Name
JHARKHAND STATE CO-OP BANK BASIA BAS
MICR Code
City / District
GUMLA (GUMLA)
Postal Pincode
835229
Full Branch Address

MAIN ROAD,BASIA,GUMLA-835229, Pincode: 835229

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in JHARKHAND:Chhath Puja (Morning Arghya) on 2026-11-16 (16 days away).
IDBI Deposit RatesRBI Master Slabs

Earn up to 7.15% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.65% p.a.

1-Click Returns EstimationCalculate compound interest on your deposit
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Local Financial Pulse: GUMLA, JHARKHAND

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: IBKL063JS45

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

63JS45Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: IDBI (IBKL063JS45)

Which bank does IFSC Code IBKL063JS45 belong to?

IFSC Code IBKL063JS45 belongs to IDBI for its JHARKHAND STATE CO-OP BANK BASIA BAS branch, located in GUMLA, JHARKHAND. The 4-letter prefix 'IBKL' represents IDBI.

What is the IFSC Code for IDBI JHARKHAND STATE CO-OP BANK BASIA BAS branch?

The IFSC Code for IDBI JHARKHAND STATE CO-OP BANK BASIA BAS branch in GUMLA, JHARKHAND is IBKL063JS45. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI JHARKHAND STATE CO-OP BANK BASIA BAS branch?

The branch is located at: MAIN ROAD,BASIA,GUMLA-835229, Pincode: 835229, GUMLA, JHARKHAND.

What is the MICR Code for IDBI JHARKHAND STATE CO-OP BANK BASIA BAS?

The MICR Code for electronic cheque clearing at IDBI JHARKHAND STATE CO-OP BANK BASIA BAS is 835735112.

How can I contact IDBI JHARKHAND STATE CO-OP BANK BASIA BAS branch?

You can contact the branch at: Phone: +919835144364. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL063JS45?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '63JS45' represent the specific JHARKHAND STATE CO-OP BANK BASIA BAS branch code.