IDFBBranch Code: 021185

IDFC FIRST Bank IFSC Code

BHARAT PLUS URBAN Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

IDFB0021185

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDFC FIRST Bank, BHARAT PLUS URBAN branch in LUDHIANA, Punjab is IDFB0021185. The MICR code for cheque clearance is 141751008.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDFC FIRST Bank
Branch Name: BHARAT PLUS URBAN
MICR Code: 141751008
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141401

Full Branch Address

GROUND FLOOR, H.NO. B-25-753, BLDG NO.264 AND 265, TARAF JODHEWAL, G.T, ROAD, KHANNA, PUNJAB-141401, Pincode: 141401

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IDFB0021185

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDFBBank Identifier

First 4 alphabetic characters identify IDFC FIRST Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

021185Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDFC FIRST Bank (IDFB0021185)

What is the IFSC Code for IDFC FIRST Bank BHARAT PLUS URBAN branch?

The IFSC Code for IDFC FIRST Bank BHARAT PLUS URBAN branch in LUDHIANA, Punjab is IDFB0021185. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDFC FIRST Bank BHARAT PLUS URBAN branch?

The branch is located at: GROUND FLOOR, H.NO. B-25-753, BLDG NO.264 AND 265, TARAF JODHEWAL, G.T, ROAD, KHANNA, PUNJAB-141401, Pincode: 141401, LUDHIANA, Punjab.

What is the MICR Code for IDFC FIRST Bank BHARAT PLUS URBAN?

The MICR Code for electronic cheque clearing at IDFC FIRST Bank BHARAT PLUS URBAN is 141751008.

How to decipher the IFSC code IDFB0021185?

The first 4 characters 'IDFB' represent IDFC FIRST Bank. The 5th character is '0' reserved for future use. The last 6 characters '021185' represent the specific BHARAT PLUS URBAN branch code.