IDFBBranch Code: 021178

IDFC FIRST Bank IFSC Code

LUDHIANA - MILLER GANJ BRANCH Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

IDFB0021178

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDFC FIRST Bank, LUDHIANA - MILLER GANJ BRANCH branch in LUDHIANA, Punjab is IDFB0021178. The MICR code for cheque clearance is 141751006.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDFC FIRST Bank
Branch Name: LUDHIANA - MILLER GANJ BRANCH
MICR Code: 141751006
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141003

Full Branch Address

GROUND FLOOR, IMPERIA TOWER, BXV, 79/A/1, VISHWAKARMA CHOWK, MILLER GANJ, LUDHIANA, PUNJAB - 141003 / TOLLFREE NO. - 18602582000, Pincode: 141003

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IDFB0021178

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDFBBank Identifier

First 4 alphabetic characters identify IDFC FIRST Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

021178Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDFC FIRST Bank (IDFB0021178)

What is the IFSC Code for IDFC FIRST Bank LUDHIANA - MILLER GANJ BRANCH branch?

The IFSC Code for IDFC FIRST Bank LUDHIANA - MILLER GANJ BRANCH branch in LUDHIANA, Punjab is IDFB0021178. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDFC FIRST Bank LUDHIANA - MILLER GANJ BRANCH branch?

The branch is located at: GROUND FLOOR, IMPERIA TOWER, BXV, 79/A/1, VISHWAKARMA CHOWK, MILLER GANJ, LUDHIANA, PUNJAB - 141003 / TOLLFREE NO. - 18602582000, Pincode: 141003, LUDHIANA, Punjab.

What is the MICR Code for IDFC FIRST Bank LUDHIANA - MILLER GANJ BRANCH?

The MICR Code for electronic cheque clearing at IDFC FIRST Bank LUDHIANA - MILLER GANJ BRANCH is 141751006.

How to decipher the IFSC code IDFB0021178?

The first 4 characters 'IDFB' represent IDFC FIRST Bank. The 5th character is '0' reserved for future use. The last 6 characters '021178' represent the specific LUDHIANA - MILLER GANJ BRANCH branch code.