IDFBBranch Code: 081071

IDFC FIRST Bank IFSC Code

KOTTAYAM BRANCH Branch, KOTTAYAM, KOTTAYAM, KERALA

Primary IFSC Code

IDFB0081071

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDFC FIRST Bank, KOTTAYAM BRANCH branch in KOTTAYAM, KERALA is IDFB0081071. The MICR code for cheque clearance is 686751002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDFC FIRST Bank
Branch Name: KOTTAYAM BRANCH
MICR Code: 686751002
City / District: KOTTAYAM (KOTTAYAM)
State: KERALA
Postal Pincode: 686001

Full Branch Address

GROUND FLOOR, MUNICIPALITY DOOR NO. 1476/B, CHERUKARA TOWERS, LOGOS JUNCTION, KOTTAYAM, KERALA-686001, TOLL FREE NO-18602582000, Pincode: 686001

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IDFB0081071

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDFBBank Identifier

First 4 alphabetic characters identify IDFC FIRST Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

081071Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDFC FIRST Bank (IDFB0081071)

What is the IFSC Code for IDFC FIRST Bank KOTTAYAM BRANCH branch?

The IFSC Code for IDFC FIRST Bank KOTTAYAM BRANCH branch in KOTTAYAM, KERALA is IDFB0081071. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDFC FIRST Bank KOTTAYAM BRANCH branch?

The branch is located at: GROUND FLOOR, MUNICIPALITY DOOR NO. 1476/B, CHERUKARA TOWERS, LOGOS JUNCTION, KOTTAYAM, KERALA-686001, TOLL FREE NO-18602582000, Pincode: 686001, KOTTAYAM, KERALA.

What is the MICR Code for IDFC FIRST Bank KOTTAYAM BRANCH?

The MICR Code for electronic cheque clearing at IDFC FIRST Bank KOTTAYAM BRANCH is 686751002.

How to decipher the IFSC code IDFB0081071?

The first 4 characters 'IDFB' represent IDFC FIRST Bank. The 5th character is '0' reserved for future use. The last 6 characters '081071' represent the specific KOTTAYAM BRANCH branch code.