Esaf Small Finance Bank IFSC Code
KOTTAYAM Branch, KOTTAYAM, KOTTAYAM, KERALA
The official Indian Financial System Code (IFSC) for Esaf Small Finance Bank, KOTTAYAM branch in KOTTAYAM, KERALA is ESMF0001132. The MICR code for cheque clearance is 686760002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Esaf Small Finance Bank
- Branch Name
- KOTTAYAM
- MICR Code
- City / District
- KOTTAYAM (KOTTAYAM)
- State
- KERALA
- Postal Pincode
- 686001
ADITHYA COMMERICAL ARCADE,GROUND AND FIRST FLOOR, NO XVI/118B, 118H, MC ROAD, KOTTAYAM KOTTAYAM DISTRICT PIN 686001, Pincode: 686001
How to Read IFSC Code: ESMF0001132
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Esaf Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Esaf Small Finance Bank (ESMF0001132)
What is the IFSC Code for Esaf Small Finance Bank KOTTAYAM branch?
The IFSC Code for Esaf Small Finance Bank KOTTAYAM branch in KOTTAYAM, KERALA is ESMF0001132. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Esaf Small Finance Bank KOTTAYAM branch?
The branch is located at: ADITHYA COMMERICAL ARCADE,GROUND AND FIRST FLOOR, NO XVI/118B, 118H, MC ROAD, KOTTAYAM KOTTAYAM DISTRICT PIN 686001, Pincode: 686001, KOTTAYAM, KERALA.
What is the MICR Code for Esaf Small Finance Bank KOTTAYAM?
The MICR Code for electronic cheque clearing at Esaf Small Finance Bank KOTTAYAM is 686760002.
How can I contact Esaf Small Finance Bank KOTTAYAM branch?
You can contact the branch at: Phone: +918589025691. For official national customer care, refer to Esaf Small Finance Bank's official banking channels.
How to decipher the IFSC code ESMF0001132?
The first 4 characters 'ESMF' represent Esaf Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001132' represent the specific KOTTAYAM branch code.
Parent Directory Links
Other Esaf Small Finance Bank Branches in KOTTAYAM
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