IDIBBranch Code: 00K805

Indian Bank IFSC Code

KOTTAYAM Branch, KOTTAYAM, KOTTAYAM, KERALA

Primary IFSC Code

IDIB000K805

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Bank, KOTTAYAM branch in KOTTAYAM, KERALA is IDIB000K805. The MICR code for cheque clearance is 686019904.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Bank
Branch Name: KOTTAYAM
MICR Code: 686019904
City / District: KOTTAYAM (KOTTAYAM)
State: KERALA
Postal Pincode: 686001

Full Branch Address

BENS TOWERS SHASTRY ROAD KOTTAYAM KOTTAYAM PIN 686001, Pincode: 686001

Contact Details

Phone: +919446003869

How to Read IFSC Code: IDIB000K805

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDIBBank Identifier

First 4 alphabetic characters identify Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

00K805Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Bank (IDIB000K805)

What is the IFSC Code for Indian Bank KOTTAYAM branch?

The IFSC Code for Indian Bank KOTTAYAM branch in KOTTAYAM, KERALA is IDIB000K805. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Bank KOTTAYAM branch?

The branch is located at: BENS TOWERS SHASTRY ROAD KOTTAYAM KOTTAYAM PIN 686001, Pincode: 686001, KOTTAYAM, KERALA.

What is the MICR Code for Indian Bank KOTTAYAM?

The MICR Code for electronic cheque clearing at Indian Bank KOTTAYAM is 686019904.

How can I contact Indian Bank KOTTAYAM branch?

You can contact the branch at: Phone: +919446003869. For official national customer care, refer to Indian Bank's official banking channels.

How to decipher the IFSC code IDIB000K805?

The first 4 characters 'IDIB' represent Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '00K805' represent the specific KOTTAYAM branch code.