INDBBranch Code: 001985

Indusind Bank IFSC Code

KARGIL Branch, KARGIL, KARGIL, JAMMU AND KASHMIR

Primary IFSC Code

INDB0001985

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indusind Bank, KARGIL branch in KARGIL, JAMMU AND KASHMIR is INDB0001985. The MICR code for cheque clearance is 194234003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indusind Bank
Branch Name: KARGIL
MICR Code: 194234003
City / District: KARGIL (KARGIL)
State: JAMMU AND KASHMIR
Postal Pincode: 194103

Full Branch Address

GROUND FLOOR KHASRA NO 1514 MIN 2406 AND 1517 MIN KARGIL UT OF LADAKH PIN 194103, Pincode: 194103

Contact Details

Phone: +919596776622

How to Read IFSC Code: INDB0001985

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

INDBBank Identifier

First 4 alphabetic characters identify Indusind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001985Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indusind Bank (INDB0001985)

What is the IFSC Code for Indusind Bank KARGIL branch?

The IFSC Code for Indusind Bank KARGIL branch in KARGIL, JAMMU AND KASHMIR is INDB0001985. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indusind Bank KARGIL branch?

The branch is located at: GROUND FLOOR KHASRA NO 1514 MIN 2406 AND 1517 MIN KARGIL UT OF LADAKH PIN 194103, Pincode: 194103, KARGIL, JAMMU AND KASHMIR.

What is the MICR Code for Indusind Bank KARGIL?

The MICR Code for electronic cheque clearing at Indusind Bank KARGIL is 194234003.

How can I contact Indusind Bank KARGIL branch?

You can contact the branch at: Phone: +919596776622. For official national customer care, refer to Indusind Bank's official banking channels.

How to decipher the IFSC code INDB0001985?

The first 4 characters 'INDB' represent Indusind Bank. The 5th character is '0' reserved for future use. The last 6 characters '001985' represent the specific KARGIL branch code.