HDFCBranch Code: 002912

HDFC Bank IFSC Code

KARGIL Branch, KARGIL, KARGIL, JAMMU AND KASHMIR

Primary IFSC Code

HDFC0002912

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, KARGIL branch in KARGIL, JAMMU AND KASHMIR is HDFC0002912. The MICR code for cheque clearance is 194240002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: HDFC Bank
Branch Name: KARGIL
MICR Code: 194240002
City / District: KARGIL (KARGIL)
State: JAMMU AND KASHMIR
Postal Pincode: 194103

Full Branch Address

HDFC BANK LTD., BAGH-E-KHOMENI, KARGIL- LADAKH, KARGIL JAMMU AND KASHMIR 194103, Pincode: 194103

Contact Details

Phone: +918001804333

How to Read IFSC Code: HDFC0002912

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002912Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: HDFC Bank (HDFC0002912)

What is the IFSC Code for HDFC Bank KARGIL branch?

The IFSC Code for HDFC Bank KARGIL branch in KARGIL, JAMMU AND KASHMIR is HDFC0002912. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank KARGIL branch?

The branch is located at: HDFC BANK LTD., BAGH-E-KHOMENI, KARGIL- LADAKH, KARGIL JAMMU AND KASHMIR 194103, Pincode: 194103, KARGIL, JAMMU AND KASHMIR.

What is the MICR Code for HDFC Bank KARGIL?

The MICR Code for electronic cheque clearing at HDFC Bank KARGIL is 194240002.

How can I contact HDFC Bank KARGIL branch?

You can contact the branch at: Phone: +918001804333. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0002912?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '002912' represent the specific KARGIL branch code.