IOBABranch Code: 000019

Indian Overseas Bank Kochi Branch IFSC Code: IOBA0000019

Branch Code: 000019 | KOCHI, KOCHI, KERALA

Primary IFSC Code

IOBA0000019

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Kochi branch in KOCHI, KERALA is IOBA0000019. The MICR code for cheque clearance is 682020005.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: KOCHI
MICR Code: 682020005
City / District: KOCHI (KOCHI)
State: KERALA
Postal Pincode: 682002

Full Branch Address

VI 1147 KOTTUKULAM ROAD KOCHI PIN 682002, Pincode: 682002

Contact & Customer Care

Phone: +914842229548

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How to Read IFSC Code: IOBA0000019

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000019Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0000019)

Which bank does IFSC Code IOBA0000019 belong to?

IFSC Code IOBA0000019 belongs to Indian Overseas Bank for its KOCHI branch, located in KOCHI, KERALA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank KOCHI branch?

The IFSC Code for Indian Overseas Bank KOCHI branch in KOCHI, KERALA is IOBA0000019. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank KOCHI branch?

The branch is located at: VI 1147 KOTTUKULAM ROAD KOCHI PIN 682002, Pincode: 682002, KOCHI, KERALA.

What is the MICR Code for Indian Overseas Bank KOCHI?

The MICR Code for electronic cheque clearing at Indian Overseas Bank KOCHI is 682020005.

How can I contact Indian Overseas Bank KOCHI branch?

You can contact the branch at: Phone: +914842229548. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0000019?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000019' represent the specific KOCHI branch code.