Indian Overseas Bank IFSC Code
BARODA Branch, VADODARA, VADODARA, Haryana
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, BARODA branch in VADODARA, Haryana is IOBA0000105. The MICR code for cheque clearance is 390020002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- BARODA
- MICR Code
- City / District
- VADODARA (VADODARA)
- State
- Haryana
- Postal Pincode
- N/A
156 BY 2-3 , MEHTA POLE, BANK ROAD, MANDVI, BARODA 390 006.
How to Read IFSC Code: IOBA0000105
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000105)
What is the IFSC Code for Indian Overseas Bank BARODA branch?
The IFSC Code for Indian Overseas Bank BARODA branch in VADODARA, Haryana is IOBA0000105. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank BARODA branch?
The branch is located at: 156 BY 2-3 , MEHTA POLE, BANK ROAD, MANDVI, BARODA 390 006., VADODARA, Haryana.
What is the MICR Code for Indian Overseas Bank BARODA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank BARODA is 390020002.
How can I contact Indian Overseas Bank BARODA branch?
You can contact the branch at: Phone: +912652513920. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000105?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000105' represent the specific BARODA branch code.
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