IOBABranch Code: 000121

Indian Overseas Bank IFSC Code

VISAKHAPATNAM Branch, VISAKHAPATNAM, VISAKHAPATNAM, ANDHRA PRADESH

Primary IFSC Code

IOBA0000121

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, VISAKHAPATNAM branch in VISAKHAPATNAM, ANDHRA PRADESH is IOBA0000121. The MICR code for cheque clearance is 530020001.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: VISAKHAPATNAM
MICR Code: 530020001
City / District: VISAKHAPATNAM (VISAKHAPATNAM)
State: ANDHRA PRADESH
Postal Pincode: 530016

Full Branch Address

47-15-12, STATION ROAD, DWARAKA NAGAR, VISAKHAPATNAM - 530016, Pincode: 530016

Contact Details

Phone: +918912753325

How to Read IFSC Code: IOBA0000121

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000121Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0000121)

What is the IFSC Code for Indian Overseas Bank VISAKHAPATNAM branch?

The IFSC Code for Indian Overseas Bank VISAKHAPATNAM branch in VISAKHAPATNAM, ANDHRA PRADESH is IOBA0000121. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank VISAKHAPATNAM branch?

The branch is located at: 47-15-12, STATION ROAD, DWARAKA NAGAR, VISAKHAPATNAM - 530016, Pincode: 530016, VISAKHAPATNAM, ANDHRA PRADESH.

What is the MICR Code for Indian Overseas Bank VISAKHAPATNAM?

The MICR Code for electronic cheque clearing at Indian Overseas Bank VISAKHAPATNAM is 530020001.

How can I contact Indian Overseas Bank VISAKHAPATNAM branch?

You can contact the branch at: Phone: +918912753325. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0000121?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000121' represent the specific VISAKHAPATNAM branch code.