Indian Overseas Bank Jallandhar Branch IFSC Code: IOBA0000190
Branch Code: 000190 | JALANDHAR, JALANDHAR, Punjab
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Jallandhar branch in JALANDHAR, Punjab is IOBA0000190. The MICR code for cheque clearance is 144020002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- JALLANDHAR
- MICR Code
- City / District
- JALANDHAR (JALANDHAR)
- State
- Punjab
- Postal Pincode
- 144001
LALLY NIVAS, G T ROAD, JULLUNDUR CITY, PIN 144001, Pincode: 144001
How to Read IFSC Code: IOBA0000190
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000190)
Which bank does IFSC Code IOBA0000190 belong to?
IFSC Code IOBA0000190 belongs to Indian Overseas Bank for its JALLANDHAR branch, located in JALANDHAR, Punjab. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank JALLANDHAR branch?
The IFSC Code for Indian Overseas Bank JALLANDHAR branch in JALANDHAR, Punjab is IOBA0000190. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank JALLANDHAR branch?
The branch is located at: LALLY NIVAS, G T ROAD, JULLUNDUR CITY, PIN 144001, Pincode: 144001, JALANDHAR, Punjab.
What is the MICR Code for Indian Overseas Bank JALLANDHAR?
The MICR Code for electronic cheque clearing at Indian Overseas Bank JALLANDHAR is 144020002.
How can I contact Indian Overseas Bank JALLANDHAR branch?
You can contact the branch at: Phone: +911812452568. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000190?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000190' represent the specific JALLANDHAR branch code.
Parent Directory Links
Other Indian Overseas Bank Branches in JALANDHAR
View All →DERA SANT SARWAN DASS, V P O BAL, DERA BAL, PIN 144004
8,HARDYAL ROAD,JALANDHAR CANTONMENT,PIN 144005
TANDA ROAD,JALANDHAR PIN 144004
VIRDI COLONYJP NAGAR ROAD JALANDHAR 144001
BAZAR BANSANWALA, JALANDHAR CITY PIN 144001
G T ROAD SURANUSSI PIN 144001
Other Bank Branches in Pincode 144001
View All in Pincode →ADAMPUR (ADAMPUR)
AGRI FIN BRANCH (JALANDHAR)
AGRICULTURAL CREDIT CENTRE JALANDHAR (JALANDHAR)
AMRITSAR REGIONAL OFFICE (JALANDHAR)
BABRIK CHOWNK (JALANDHAR)
BASTI ADDA JALANDHAR (JALANDHAR)
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